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CashtoCode: Cash Payment Without Bank Account Explained

CashtoCode eVoucher is a prepaid payment method available for deposits at Frumzi. This method allows users to make instant deposits starting from 10 EUR, with transaction limits set between 10 EUR and 1,000 EUR. No fees are charged by the casino for using CashtoCode, offering a straightforward deposit process.
Step-by-step, a user would first acquire a CashtoCode eVoucher. This voucher is then used to fund their casino account. The deposit reflects instantly, and the absence of a bank account requirement makes it accessible for those preferring not to link financial institutions directly. The maximum deposit limit per transaction is 1,000 EUR.
The primary benefit for high rollers using CashtoCode is the ability to manage funds without direct bank integration, offering a layer of privacy. While the deposit limit per transaction is 1,000 EUR, multiple transactions could be made if desired, though this would require multiple voucher purchases. Withdrawals are not supported via CashtoCode.
Bank cards, gold coins, and a glowing digital wallet
Deposits and withdrawals in the cashier section of Frumzi

Change payment method: what proof is needed

Changing payment methods, particularly for withdrawals, often necessitates a thorough Know Your Customer (KYC) process. This process requires verification of identity and address, with submitted documents not being older than 3 months. The verification timeframe typically spans 24 to 48 hours, and it is a prerequisite before the first withdrawal can be processed.
For players utilizing cryptocurrency methods like Binance Pay or USDT (TRC-20), which offer withdrawal limits up to 10,000 EUR, the initial KYC is crucial. This ensures compliance and security for transactions. Once verified, subsequent withdrawals via these methods are processed within 0 to 2 hours for Binance Pay and 0 to 24 hours for USDT (TRC-20).
High rollers, making substantial deposits and withdrawals, will find the KYC procedure standard across most reputable platforms. While the verification takes 24-48 hours, it is a one-time requirement for the account. After this, withdrawals up to 10,000 EUR via crypto or e-wallets like Neteller and MiFinity can be initiated.

24-hour pending phase and cancellation option

Frumzi implements a 24-hour pending phase for all withdrawal requests, regardless of the payment method. During this period, players have the option to cancel their withdrawal. This allows for flexibility, enabling funds to be returned to the player's account for further gaming if desired, before the transaction is fully processed.
For high rollers aiming for quick access to their winnings, this 24-hour pending period means that the actual payout time extends beyond the stated processing times. For instance, a withdrawal via USDT (TRC-20) that has a 0-24 hour processing time will still be subject to the initial 24-hour pending phase, potentially totaling up to 48 hours.
The cancellation option within the pending phase is a user-centric feature. It means that if a player decides to continue playing with their balance, they can easily reverse a withdrawal request. However, once this 24-hour window closes, the withdrawal proceeds to the final processing stage and cannot be cancelled.

Payment without bank account: which 2 methods work

For players who prefer not to link a bank account, Frumzi offers several payment methods that facilitate transactions without direct bank integration. Among these, CashtoCode eVoucher and CashLib stand out as prepaid options for deposits, allowing players to fund their accounts using vouchers purchased offline or online.
CashtoCode eVoucher allows instant deposits from 10 EUR up to 1,000 EUR, with no fees incurred from the casino. Similarly, CashLib also supports instant deposits within the same 10 EUR to 1,000 EUR range, also without any casino-imposed fees. Both methods are strictly for deposits, meaning withdrawals must be processed through alternative channels.
These two methods are particularly suitable for players seeking anonymity or choosing to segregate their gambling funds. While they enable deposits up to 1,000 EUR per transaction, high rollers intending to deposit larger sums would need to utilize multiple vouchers or select alternative methods like Binance Pay or USDT (TRC-20) which permit deposits up to 10,000 EUR.

Withdrawal rejected: 4 common reasons

Withdrawal rejections can occur for several reasons, often related to incomplete or unverified account information. A primary cause is the failure to pass the KYC verification, which requires an ID and an address proof no older than 3 months. The verification process itself can take between 24 to 48 hours.
Another common reason for a rejected withdrawal is attempting to withdraw funds that are still subject to wagering requirements. For example, the 300% welcome bonus up to €2,000 comes with wagering requirements that must be met before any winnings derived from the bonus funds can be cashed out. Calculations such as 300% of 100 EUR bonus means 300 EUR bonus, and if wagering is x40, then 300 EUR x 40 = 12,000 EUR turnover is needed.
Insufficient funds in the selected withdrawal method or attempting to withdraw an amount below the minimum limit set by the payment provider can also lead to rejection. For instance, crypto methods like USDT (TRC-20) have a minimum withdrawal of 20 EUR. Furthermore, if a player attempts to withdraw from a method that does not support withdrawals, such as CashtoCode eVoucher or CashLib, the request will be denied.
Payment methods, limits and fees
MethodTypeDepositWithdrawalMin. DepositLimitFees
Visa / MastercardcardInstant1-3 Business Days (Visa)10 EUR10 - 5.000 EURNone
MiFinitye-walletInstant0-24 Hours10 EUR10 - 10.000 EURNone
Netellere-walletInstant0-24 Hours10 EUR10 - 10.000 EURNone
Binance PaycryptoInstant0-2 Hours20 EUR20 - 10.000 EURNone
Bitcoin (BTC)crypto10-60 Minutes0-24 Hours20 EUR20 - 10.000 EURNone (Network Fee Only)
Litecoin (LTC)crypto5-30 Minutes0-24 Hours20 EUR20 - 10.000 EURNone (Network Fee Only)
CashLibprepaidInstantNot Available10 EUR10 - 1.000 EURNone
CashtoCode eVoucherprepaidInstantNot Available10 EUR10 - 1.000 EURNone
NeosurfprepaidInstantNot Available10 EUR10 - 1.000 EURNone
Banküberweisungbank1-3 Business Days3-5 Business Days20 EUR20 - 10.000 EURNone (Bank Fees Possible)

USDT TRC-20: Check Network Before Sending

For high rollers utilizing USDT TRC-20, deposits commence at 20 EUR. This cryptocurrency option allows for transactions up to 10,000 EUR, providing ample room for substantial deposits. The processing time for deposits is instant, typically within 1 to 5 minutes, ensuring immediate access to funds for gameplay.
Withdrawals via USDT TRC-20 also fall within the 20 EUR to 10,000 EUR limit, mirroring the deposit parameters for consistency. The payout timeframe is also efficient, ranging from 0 to 24 hours, which is advantageous for players managing large sums. This method incurs only a low network fee, not charged by the casino.
It is imperative to confirm the TRC-20 network selection prior to initiating any USDT transaction. Sending USDT via an incorrect network, such as ERC-20, will result in the loss of funds, as the casino may not be able to recover them. This highlights a critical step in the transaction process for users of this high-limit method.

Which Methods Credit Deposits Instantly to Account?

For players prioritizing immediate access to their funds, several payment methods offer instant deposit crediting. These include Binance Pay, MiFinity, Neteller, and Visa/Mastercard, all of which process transactions instantaneously. This ensures that high rollers can begin their gaming sessions without any delay after initiating a deposit.
Prepaid solutions like CashLib, CashtoCode eVoucher, and Paysafecard also provide instant deposit functionality, with minimum deposit thresholds set at 10 EUR. While these methods are convenient for quick top-ups, they are limited to a maximum of 1,000 EUR per transaction and do not support withdrawals, making them less suitable for high rollers seeking comprehensive banking.
Cryptocurrency options such as Bitcoin (BTC), Dogecoin (DOGE), Litecoin (LTC), and USDT (TRC-20) offer rapid deposit times, ranging from instant to 60 minutes. These methods support higher transaction limits, up to 10,000 EUR, and are generally preferred by high rollers for their speed and capacity. Network fees, not casino fees, are the only additional cost.

Payment cancelled: money back to account

In the event a payment transaction is cancelled by the system or initiated incorrectly, the funds are automatically returned to the player's account. This applies across various payment methods, ensuring that no funds are lost due to processing errors. The return process is generally swift, allowing players to re-attempt their deposit or withdraw the funds if desired.
This refund mechanism is particularly relevant for high rollers who may be making large transactions, providing a layer of security and reassurance. For instance, a cancelled deposit initiated via Bank Transfer, which normally takes 1-3 business days for processing, would see the funds returned within a similar timeframe if cancelled. The maximum limit for Bank Transfer deposits is 10,000 EUR.
The only exceptions to direct money-back are typically with prepaid voucher methods like CashLib or Paysafecard, where a cancellation might require a different resolution process, often involving direct customer support. However, for most electronic and crypto transactions, the return to account functionality is robust and reliable for all transaction limits.

Card withdrawal takes 1 to 3 business days

For players who opt to withdraw funds using Visa or Mastercard, the processing time for these transactions is between 1 to 3 business days. This duration is standard for card-based withdrawals across many online platforms. The maximum withdrawal limit for card transactions is 5,000 EUR, which may be a consideration for high rollers with larger balances.
While deposits via Visa and Mastercard are instant, withdrawals require additional verification and processing by the banking institutions involved. This is a security measure to protect both the player and the casino from fraudulent activities. The absence of casino fees for these transactions is a positive aspect, though bank fees may still apply.
Compared to cryptocurrency or e-wallet withdrawals which can be completed within 0-24 hours, card withdrawals represent a slower option. For players requiring immediate access to their winnings, alternative methods with faster payout times might be more suitable. The minimum withdrawal amount for card transactions aligns with other methods at 20 EUR.

Deposit in 5 to 30 minutes before game start

Several cryptocurrency options are available for players seeking a rapid deposit process, allowing them to commence gaming within a short timeframe. Dogecoin (DOGE) and Litecoin (LTC) are examples, with deposits typically being credited to the account within 5 to 30 minutes. These methods support deposits ranging from 20 EUR up to 10,000 EUR.
This deposit window is ideal for high rollers who wish to capitalize on opportunities or simply begin playing without significant waiting periods. The efficiency of these crypto deposits ensures that the time between fund transfer and actual gameplay is minimized. Network fees, if any, are typically minimal and not charged by the casino itself.
Other crypto methods, such as Bitcoin (BTC) and USDT (TRC-20), also offer swift deposit times, with Bitcoin taking 10-60 minutes and USDT being instant to 5 minutes. This broad range of fast-processing cryptocurrencies caters to the needs of high rollers who value both speed and the higher transaction limits they offer, often up to 10,000 EUR.

Confirm 3D-Secure Correctly for Card Payment

For high rollers utilizing Visa or Mastercard for deposits, the process initiates with an instant transaction, with a minimum deposit limit set at 10 EUR. The maximum transaction cap for these card methods is 5,000 EUR per deposit. While no direct fees are levied by the casino for these transactions, players must ensure their card issuer has 3D-Secure authentication properly configured.
Failure to correctly implement 3D-Secure protocols can lead to declined transactions, even for substantial deposit amounts. This security layer is designed to protect both the player and the merchant from unauthorized use. For high-stakes players, confirming this setting with their bank prior to attempting a large deposit of up to 5,000 EUR is a critical step.
Once a deposit is successfully processed, withdrawals via Visa are processed within 1-3 business days. This timeframe excludes weekends and public holidays, meaning a withdrawal requested on a Friday might not be completed until the following Tuesday or Wednesday, impacting the speed of fund access for high-stakes players.

Business days count: weekend extends all withdrawals

When considering withdrawals, particularly for high rollers managing significant sums, understanding the definition of a business day is paramount. Withdrawals that are processed on a Friday, for instance, will not reflect in the player's account until the following Monday at the earliest, assuming no public holidays interfere.
For example, a withdrawal requested via Bank Transfer, which typically takes 3-5 business days, could extend to 7 calendar days if initiated on a Thursday. This is because the 3-5 business day count begins on the next business day, and the weekend adds two non-business days to the total processing time.
This extension affects all withdrawal methods with multi-day processing times, including Visa (1-3 business days) and Bank Transfer (3-5 business days). High rollers should factor in this weekend delay to avoid any potential miscalculations regarding fund availability, especially when planning for immediate use of winnings up to 10,000 EUR.

How much fee for crypto withdrawals

Cryptocurrency withdrawals at Frumzi, including options like Binance Pay, USDT (TRC-20), Litecoin (LTC), Bitcoin (BTC), and Dogecoin (DOGE), generally incur no direct fees from the casino itself. The maximum withdrawal limit for most of these crypto methods is set at 10,000 EUR, catering to high rollers.
However, players should be aware that network transaction fees, often referred to as gas fees, are applicable. These are not casino fees but are charged by the blockchain network to process the transaction. For instance, while USDT (TRC-20) withdrawals show 'None (Low Network Fee)', a small fee will still be deducted by the network.
The exact amount of these network fees can fluctuate based on blockchain congestion. While Bitcoin (BTC) and Litecoin (LTC) withdrawals are listed as 'None (Network Fee Only)', high rollers should always check the current network fee before initiating a withdrawal to ensure they understand the total cost, particularly for the maximum withdrawal of 10,000 EUR.

Check Fees Per Payment Method Before First Deposit

For high rollers making their initial deposit, it is strategically beneficial to review the fee structure for each available payment method. While many options, including Neteller, Paysafecard, and MiFinity, state 'Gebuehren None' for deposits, understanding potential hidden costs is crucial.
For instance, if opting for a Banküberweisung, the casino does not charge a fee, but the statement 'Gebuehren None (Bank Fees Possible)' indicates that the player's own bank might levy charges. This is important to note as it can affect the net amount deposited, especially for large sums up to 10,000 EUR.
Similarly, while crypto withdrawals are generally free of casino fees, the network transaction costs can vary. Therefore, before committing to a first deposit, high rollers should cross-reference the deposit and subsequent withdrawal methods to ascertain any associated charges beyond the stated limits, which can range from 10 EUR to 10,000 EUR.

Missing verification stops all withdrawals

High rollers should be aware that the Know Your Customer (KYC) verification process is a mandatory prerequisite for any withdrawals. This involves submitting identification and proof of address documents, which must not be older than 3 months.
The verification itself typically takes 24-48 hours to complete. Until this process is successfully finished, all withdrawal requests, regardless of the amount or method chosen, will be held in abeyance. This applies even if a player has successfully deposited funds using methods like Neteller or Binance Pay.
Therefore, to ensure timely access to winnings, particularly for significant amounts up to 10,000 EUR, players should proactively complete their KYC verification as soon as they create their account or before initiating their first withdrawal request to avoid any delays.

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